--- description: Discover the benefits and disadvantages of Square Payments. Learn the software price, see the description, and read the most helpful reviews for UK business users. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Payments Pricing, Cost & Reviews - Capterra UK 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing) # Square Payments Canonical: https://www.capterra.co.uk/software/170278/square-payments-processing Page: 1 / 108\ Next: [Next page](https://www.capterra.co.uk/software/170278/square-payments-processing?page=2) > Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. > > Verdict: Rated **4.7/5** by 2672 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Payments? Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2672 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Billing & Invoicing - Contactless NFC - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.uk/directory/30232/payment-processing/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.uk/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [Stripe](https://www.capterra.co.uk/software/123889/stripe) — 4.6/5 (3309 reviews) 2. [Epos Now](https://www.capterra.co.uk/software/152638/epos-now) — 3.8/5 (713 reviews) 3. [PayPal](https://www.capterra.co.uk/software/179251/paypal) — 4.6/5 (26301 reviews) 4. [Venmo](https://www.capterra.co.uk/software/182159/venmo-) — 4.7/5 (9271 reviews) 5. [Square Point of Sale](https://www.capterra.co.uk/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews) ## Reviews ### "The best payment processor I’ve used" — 5.0/5 > **Samantha** | *19 March 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: Easy to use and integrate/implement for me and my clients. Transparent fees and quick payments. Comprehensive reporting. > > **Cons**: I genuinely can’t think of any cons for Square. I’ve been incredibly happy with the service (including customer service). > > I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use. ----- ### "Square Payments - very easy to use" — 4.0/5 > **Ben** | *14 December 2025* | Civic & Social Organization | Recommendation rating: 3.0/10 > > **Pros**: Square payments is used by myself and a few others in a school PTA for money-raising events. Utilising Square as been brilliant, on top of the usual cash payments. It is easy to use, payments can be made via my phone or you can use their card machines that are linked to the phone. I like the items list feature which allows for post-event analysis of what was sold. Fees for transactions are not too bad and if you want the money transferred quicker, you can cash out early, with a small additional fee. > > **Cons**: The more I use it, the more issues I may find, but currently it has worked very well over the last 8-10 events it was used. Perhaps add a QR code link to the account, so donations could be made on the spur, if added to posters or school marketing ephemera. > > Great app, works well and so far, cannot fault it. Obviously lower fees would be great, but so far so good\! ----- ### "The Easiest Way to Start Accepting Payments" — 4.0/5 > **Verified Reviewer** | *6 April 2026* | Health, Wellness & Fitness | Recommendation rating: 4.0/10 > > **Pros**: Square is truly "plug and play." I love that there are no monthly contracts or hidden startup fees. The interface is incredibly intuitive, and training new staff on the POS system takes minutes, not hours. The integration between the online store and physical card reader is seamless. > > **Cons**: The flat-rate transaction fees can get expensive as the business grows. I also wish it were easier to get a live human on the phone for technical support during weekend rushes. > > My experience has been very positive. It’s a reliable ecosystem that allowed me to scale from a single card reader to a full retail setup without needing a degree in finance. ----- ### "Very easy to set up and use card payment system" — 5.0/5 > **Andrew** | *21 January 2026* | Recreational Facilities & Services | Recommendation rating: 9.0/10 > > **Pros**: We've used this product for over 5 years as a business and found it to be very easy to use and embed into other systems we used. It has lots of options for us to manage our various systems whilst offering our customers lots of payment choices. The cost per transaction is fair compared to having a monthly subscription elsewhere. > > **Cons**: We had some issues related to the hardware offered and integrating with phones or tablets. However these have been minor compared to how often we use the product > > It has opened up lots of easy ways to enhance how we offer our customers ways to pay and all very easy. This includes not having restrictions such as not taking a certain card type. ----- ### "Overall very good, be aware of reports limitation" — 5.0/5 > **Melissa** | *28 August 2025* | Construction | Recommendation rating: 8.0/10 > > **Pros**: It's a straightforward platform with ease of use and enables a smooth payment processing. The customer service is pro-active in their responses > > **Cons**: The data reports when you need to do a deeper dive is not always available. This is particularly frustrating if you use square to manage all your accounts. > > Overall it is a positive experience and I would recommend square however be aware of the reports if you are using this platform to maintain records ----- Page: 1 / 108\ Next: [Next page](https://www.capterra.co.uk/software/170278/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.co.uk/software/170278/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data